LightStream Personal Loan Review Service Credit Union Personal Loan LightStream's minimum credit requirement for a personal loan is 660, so this lender might not be right for all credit types. Look out for: High credit score requirements. Truist created LightStream for online loans, and the bank offers personal loans for things like home remodels, medical debt, and debt consolidation. LightStream stands out with some of the lowest personal loan rates available for borrowers with excellent credit scores. We've reviewed the best lenders for people with a range of credit scores, with a specific focus on finding the best loan companies that offer low APRs. Get matched with personal loan offers from multiple lenders without impacting your credit score. Wells Fargo Personal Loan: Best for flexible terms. Upstart Personal Loan: Best for borrowers with limited credit history.Avant Personal Loan: Best for low credit.PenFed Credit Union Personal Loan: Best for small loan amounts.SoFi Personal Loan: Best for fair credit.Service Credit Union Personal Loan: Best for customer support.LightStream Personal Loan: Best for excellent credit.There are personal loans for borrowers who want a sizeable chunk of money and for those who just need a small amount to tide them over. Personal loans are excellent options for people in need of cash to cover expenses like medical bills or home improvement projects.
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